Financial Analyst
3 days ago
We are seeking a Financial Planning & Analyst to support financial planning, cash flow management, and performance analysis. This role is critical in analysing financial data, preparing management reports, and ensuring financial compliance, enabling data-driven decision-making for the business.
As part of the team, you will work closely with key stakeholders to provide insights on credit card portfolios, cash flow forecasts, revenue trends, and operational efficiencies. This is an exciting opportunity to be part of a fast-growing company and contribute to its long-term financial strategy.
Key Responsibilities
Financial Planning & Budgeting
Support annual budgeting, forecasting, and long-term financial planning.
Prepare financial analysis and variance reports, identifying key drivers affecting business performance.
Assist in developing financial models to optimize resource allocation and strategic planning.
Analyze credit card portfolio performance, including revenue, expenses, and profitability.
Monitor key performance indicators (KPIs) such as delinquency rates, charge-offs, and payment rates.
Analyze large datasets related to customer spending, repayment patterns, and credit utilization.
Cash Flow & Treasury Management
Prepare and monitor daily cash position reports and cash flow forecasts.
Manage bank payments and fund transactions, ensuring smooth financial operations.
Support asset-backed securities (ABS) reporting, audits, and renewal processes.
Business Partnering & Reporting
Work closely with cross-functional teams (Sales, Risk, and Operations) to align financial strategies with business goals.
Prepare monthly, quarterly, and annual management reports, presenting key financial insights.
Assist in preparing board presentations, investor reports, and financial dashboards.
Financial Systems & Process Optimization
Support automation of financial reporting processes using ERP and BI tools (e.g., Oracle, Power BI, Tableau).
Ensure compliance with financial reporting standards, internal controls, and corporate policies.
Assist in implementing best practices in FP&A processes, enhancing forecasting accuracy and efficiency.
Required Qualifications & Experience
Diploma or Bachelor's degree in Finance, Accounting, or a related field.
5+ years of experience in financial analysis, banking, credit card, payment, fintech, assets management industry.
Strong analytical and problem-solving skills with high attention to detail.
Proficiency in financial software (e.g., Oracle, SAP, Anaplan, Hyperion) and MS Office (Excel, PowerPoint).
Ability to handle large datasets, conduct data analysis, and present financial insights effectively.
Self-motivated, results-oriented, and able to work under pressure to meet tight deadlines.
Strong business acumen with experience in treasury, cash flow management, and credit risk analysis.
Seniority level
Associate
Employment type
Full-time
Job function
Finance and Accounting/Auditing
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