Credit manager

4 hours ago


Singapore Funding Societies Group Full time

Funding Societies | Modalkuis the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provide business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. At Funding Societies | Modalku, we live by our core values:
Grow Relentlessly : Striving to become our best, most authentic selves.
Enable Teamwork, Disable Politics : Only by forging togetherness can we help each other succeed.
Test | Measure | Act : Staying curious and reinventing ourselves through innovation and experimentation.
Focus on Impact : Creating impact through a bias for action and tangible results.
Serve with Obsession : Building win-win relationships for the long-term by having a customer obsession.
As a Credit Manager, you will be part of a team that supports our rapid growth at Funding Societies. Our credit team is responsible for making lending decisions. In addition to having a knack for problem-solving, it is crucial that you are willing to learn, understand, and adapt to the fast-paced environment.
What you will do:
Credit Assessment and Risk Analysis:Analyze risks, exposures, and perform due diligence for loan applicants using a proprietary platform, ensuring comprehensive risk assessment of SME clients.
Evaluate the financial health of applicants through financial statements, market data, and industry trends, while considering macroeconomic factors that may impact the creditworthiness of the business.
Balance credit risk and business risk by using analytical judgment to make educated and well-informed decisions on loan approvals.
Conduct ongoing macro-economic, industry, and market analysis to understand potential impacts on the loan portfolio and provide recommendations for strengthening credit strategies.
Loan Evaluation and Decision Making:Evaluate, recommend, approve or reject applications based on creditworthiness, following established credit policies and standard operating procedures.
Recommend loan/facility amounts and repayment terms based on credit risk profiles while adhering to the Company’s risk management guidelines.
Provide risk mitigation strategies for identified risks, such as enhanced collateral or structuring of loan terms, to protect the Company from potential defaults.
Credit Risk Management and Portfolio Oversight:Perform data management and maintenance to ensure the accuracy, integrity, and performance of the SME credit portfolio, supporting a comprehensive risk framework.
Develop and implement credit rating models and management processes for SME customers to ensure a robust credit rating system that reflects the borrower’s risk profile.
Monitor and manage the SME loan portfolio on an ongoing basis, providing a forward-looking view of portfolio performance and adjusting credit strategies based on emerging trends.
Reporting and Strategic Recommendations:Prepare regular reports on loan portfolio performance, highlighting risk areas and making recommendations to senior management for improving credit policies.
Take on special projects to support the company’s strategic goals, including initiatives related to credit portfolio improvement, new market penetration, and risk management.
Team Collaboration and Leadership:Collaborate with cross-functional teams, including financial product, operations, legal, and risk management, to streamline loan processing and support the company’s overall objectives.
Lead and mentor junior credit analysts, ensuring consistent application of credit risk methodologies and supporting team development.
Compliance and Best Practices:Ensure all credit decisions are compliant with regulatory standards and internal credit policies.
Continually refine credit scoring systems and recommend improvements to credit management processes based on industry best practices.
Scope:Works primarily with small and medium-sized enterprises (SMEs), providing financial analysis, risk assessment, and lending recommendations.
Oversees loan portfolios that can range in size and complexity, requiring expertise in risk management and financial analysis.
Plays a vital role in maintaining a balance between credit risk and business growth, ensuring both the financial health of the Company and the success of SME clients.
What we are looking for:
Bachelor’s degree in Finance, Accountancy, Economics, or related fields.
3+ years of experience in working capital and trade underwriting, ideally in local SMEs, financial institutions, or Fintech firms.
Ability to balance credit and business risks for sound lending decisions.
Skilled in data-driven decision making and scenario analysis.
Strong verbal and writing skills, with the ability to meet deadlines.
Adaptable, goal-oriented, with strong work ethics and a passion for learning.
Benefits:Time off- We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
Flexible Working- We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
Medical Benefits- We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
Mental Health and Wellness- We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. We also have our Great FSMK Workout sessions to keep everyone healthy and fit
Learning & Development- We believe learning should never end and we support everyone with self-learning L&D allowances.
Tech Support- We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity.#J-18808-Ljbffr



  • Singapore APEX CREDIT MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesResponsibilities:• Contact account holder via outgoing phone calls to remind them on their outstanding payments and commit dates for payment.• Working out installment payment plan with the account holder when necessary.• To ensure prompt timely instalment payments by the account holders.• Reduce debt delinquencies and credit...


  • Singapore MOTOR-WAY CREDIT PTE LTD Full time

    Roles & ResponsibilitiesWe are looking for a Credit Control Officer / Executive to manage customer accounts and ensure timely payments at our automotive dealership. Candidates with more experience will be considered for the Executive role.Key Responsibilities: Manage Accounts Receivables, including accurate processing of receipts and ensuring customer...

  • Credit Manager

    3 weeks ago


    Singapore STRATEGY SOLUTIONS SERVICES Full time

    Credit ManagerAt STRATEGY SOLUTIONS SERVICES, we are seeking a skilled Credit Manager to join our team. The ideal candidate will be responsible for organizing and conducting regular credit and AR review meetings with business units and sales departments to ensure timely payment from customers.The successful Credit Manager will have a strong understanding of...

  • Credit Manager

    3 weeks ago


    Singapore LAGUNA HOTEL HOLDINGS PTE. LTD. Full time

    Roles & ResponsibilitiesDUTIES AND RESPONSIBILITIES:Reporting directly to the Director of Finance. the incumbent will be responsible for managing of overall credit and receivable collection functions of the hotel in the most efficient manner in order to minimize the non-payment of accounts and potential bad debts. He will be responsible for but not limited...


  • Singapore APEX CREDIT MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesResponsibilities:• Contact account holder via outgoing phone calls to remind them on their outstanding payments and commit dates for payment.• Working out installment payment plan with the account holder when necessary.• To ensure prompt timely instalment payments by the account holders.• Reduce debt delinquencies and credit...

  • Credit manager

    4 hours ago


    Singapore Funding Societies | Modalku Group Full time

    Funding Societies | Modalkuis the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provide business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by...

  • Credit Manager

    3 weeks ago


    Singapore AccorHotel Full time

    Credit Manager Job DescriptionThis role is responsible for the entire credit granting process, bill collection, and the consistent application of a credit policy. The Credit Manager conducts periodic credit reviews of existing customers and assesses the credit worthiness of potential customers to optimize the mix of company sales and bad debt losses.Key...

  • Credit Risk Manager

    3 weeks ago


    Singapore PEOPLE PROFILERS PTE. LTD. Full time

    Credit Risk Management RoleThis role involves setting up credit accounts for new clients, assigning appropriate credit limits, and tracking customer credit performance. The ideal candidate will have a degree in Business or a relevant field and at least 2 years of experience in credit or risk management. Strong analytical skills and attention to detail are...

  • Credit Risk Manager

    1 week ago


    Singapore AVENTIR GROUP PTE. LTD. Full time

    Roles & ResponsibilitiesWe are looking for an experienced Credit Risk Manager to oversee our company’s credit risk management. You will play a key role in establishing and optimizing risk protocols, analyzing credit risk, and ensuring standardized processes across all operations.Key Responsibilities: Develop and enhance the risk management system in...


  • Singapore Sumitomo Mitsui Banking Corporation Full time

    Credit Risk Assessment and Portfolio ManagementIn the Credit Department of Sumitomo Mitsui Banking Corporation, we are looking for an experienced Credit Risk Assessment Specialist to join our team. As a key member of our team, you will be responsible for assessing credit applications, analyzing credit portfolios, and developing strategies to minimize credit...

  • Senior Credit Manager

    4 weeks ago


    Singapore Sumitomo Mitsui Banking Corporation Full time

    Credit Review and AnalysisAs a Senior Credit Manager at Sumitomo Mitsui Banking Corporation, you will be responsible for independently reviewing and assessing various types of credit applications submitted from business units. Your task will be to create concise executive summaries to seek approval from relevant authorities.Establishing Credit Action...

  • Credit Risk Manager

    4 weeks ago


    Singapore OCBC Bank Full time

    Job DescriptionAs a Credit Risk Manager at OCBC Bank, you will be responsible for providing credit decision and approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.Key ResponsibilitiesEngage with business units on potential opportunities, including joint calls and site...

  • Credit Risk Manager

    2 weeks ago


    Singapore Tangspac Full time

      Key Responsibilities   1. Credit Adjudication & Risk Oversight Lead the credit approval process, ensuring thorough assessment and effective risk management for all credit proposals. Provide senior-level guidance on credit applications, identifying potential risks and recommending mitigation strategies. Ensure adherence to credit policies and regulatory...

  • Credit Risk Manager

    4 weeks ago


    Singapore PEOPLE PROFILERS PTE. LTD. Full time

    Credit Risk Management RoleAt People Profilers Pte Ltd, we are seeking a skilled Credit Risk Manager to join our team. The successful candidate will be responsible for setting up credit accounts for new clients, tracking and evaluating customers' credit performance, and preparing detailed credit evaluations.Key Responsibilities:Establish and maintain credit...

  • Credit Risk Manager

    3 weeks ago


    Singapore MILLENNIUM & COPTHORNE INTERNATIONAL LIMITED Full time

    Credit Risk Manager Job DescriptionAt MILLENNIUM & COPTHORNE INTERNATIONAL LIMITED, we seek a skilled Credit Risk Manager to join our team. The ideal candidate will have a strong background in credit management and risk assessment.Main Responsibilities:Evaluate credit applications and assess financial performance.Recommend credit terms and maintain records...

  • Senior Credit Manager

    2 weeks ago


    Singapore Charterhouse Partnership Singapore Full time

    Main Responsibilities:Credit Assessment and Review: Conduct thorough credit assessments of loan applications, including financial projections and market risks, to ensure the bank's business requirements are met with sound credit decisions.Collaboration and Partnership: Partner with front office business teams to review and structure complex transactions,...


  • Singapore United Overseas Bank Full time

    Job Responsibilities:Oversee credit administration and control processes to ensure risk management and compliance.Develop and implement credit policies and procedures to minimize risk.Collaborate with cross-functional teams to drive business growth and improve credit performance.About the Department:United Overseas Bank's Credit Administration team is...


  • Singapore D L RESOURCES PTE LTD Full time

    We are seeking a skilled Credit Management Specialist to join our team at D L RESOURCES PTE LTD.Job DescriptionKey Responsibilities:Develop and present credit proposals for Group Credit approval.Participate in the migration exercise project team, ensuring adherence to end-to-end credit processes.Prepare and maintain accurate credit documents.Enter credit...

  • Credit Risk Manager

    3 weeks ago


    Singapore Funding Societies | Modalku Group Full time

    Funding Societies | Modalku Group is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded...

  • Senior Credit Manager

    1 month ago


    Singapore Charterhouse Partnership Singapore Full time

    Main Responsibilities:We are seeking a highly skilled and experienced Credit Manager to join our team at Charterhouse Partnership Singapore. The successful candidate will be responsible for:Conducting thorough credit assessments of applications, including financial projections and market risks, to ensure sound credit decisions and recommendations.Partnering...