Strategic Business Underwriting Specialist

4 days ago


Singapore AIA Singapore Private Limited Full time

AIA Singapore Private Limited is seeking an experienced Strategic Business Underwriting Specialist to join our team.

About the Role

We are looking for a talented individual who can perform new business underwriting assessments for High Net Worth (HNW) cases and non-HNW cases within assigned authority, achieving underwriting KPIs through active case management and support daily operational tasks. The scope includes Life, HSG, Accident & Health, and Personal Lines.

Key Responsibilities:

  • Underwrite large sum assured applications (formal and preliminary) and communicate decisions to intermediaries within agreed time-frames with competitive underwriting decisions and minimal requirement(s) calling. This will include negotiating with reinsurers for terms favorable to placing the business.
  • Ensure cases are underwritten within the agreed time-frames.
  • Review complex appeal cases and coach junior underwriters to underwrite large sum assured cases.
  • Liaise with reinsurers on referral cases that are beyond local authority.
  • Resolve enquiries and issues with channel management as part of the responsibility of this role.
  • Actively handle own cases appeals with team lead and postpone and decline cases by directly communicating to agents or BDMs on rationale and any other options that can be explored.
  • Review and identify areas of process improvement or operational efficiency within the New Business department. Also, support Section Head to drive changes in process improvement and operational efficiency.
  • Be involved in Quality Assurance reviews (audits of cases) where applicable.
  • Be involved in Product and Campaign launches where applicable.
  • Instill a higher risk awareness culture and collaborate with second liners on roles and support needed.
  • Provide underwriting-related support to business development projects when needed.
  • Perform data or trend analysis when needed.

About You

We are looking for someone with at least 10 years of underwriting experience in either direct insurers or reinsurers. A Bachelor's Degree in a relevant field is required. Good customer service and communication skills are essential. Adaptability to dynamic environments and the ability to manage multiple stakeholders are also important qualities for this role.

We offer a competitive salary range of SGD 12,000 - SGD 18,000 per month, depending on experience. If you are motivated and passionate about delivering exceptional results, we encourage you to apply for this exciting opportunity.

We are committed to providing a positive work environment and opportunities for growth and development. If you are interested in building a career with us, please submit your application with all requested information, including personal details and relevant qualifications.



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