Credit Risk Manager
3 days ago
Funding Societies | Modalku Group is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. As a Credit Risk Manager, you will be part of a team which is working to support our rapid growth at Funding Societies. Our credit team is responsible for making lending decisions. In addition to having a knack for problem-solving, it is absolutely crucial that you are willing to learn, understand and adapt to the fast-paced environment.
Credit Assessment and Risk Analysis
- Analyze risks, exposures, and perform due diligence for loan applicants using a proprietary platform, ensuring comprehensive risk assessment of SME clients.
- Evaluate the financial health of applicants through financial statements, market data, and industry trends, while considering macroeconomic factors that may impact the creditworthiness of the business.
- Balance credit risk and business risk by using analytical judgment to make educated and well-informed decisions on loan approvals.
- Conduct ongoing macro-economic, industry, and market analysis to understand potential impacts on the loan portfolio and provide recommendations for strengthening credit strategies.
Loan Evaluation and Decision Making
- Evaluate, recommend, approve or reject applications based on creditworthiness, following established credit policies and standard operating procedures.
- Recommend loan/facility amounts, repayment terms based on credit risk profiles while adhering to the Company's risk management guidelines.
- Provide risk mitigation strategies for identified risks, such as enhanced collateral or structuring of loan terms, to protect the Company from potential defaults.
Credit Risk Management and Portfolio Oversight
- Perform data management and maintenance to ensure the accuracy, integrity, and performance of the SME credit portfolio, supporting a comprehensive risk framework.
- Develop and implement credit rating models and management processes for SME customers to ensure a robust credit rating system that reflects the borrower's risk profile.
- Monitor and manage the SME loan portfolio on an ongoing basis, providing a forward-looking view of portfolio performance and adjusting credit strategies based on emerging trends.
Reporting and Strategic Recommendations
- Prepare regular reports on loan portfolio performance, highlighting risk areas and making recommendations to senior management for improving credit policies.
- Take on special projects to support the company's strategic goals, including initiatives related to credit portfolio improvement, new market penetration, and risk management.
Requirements
- Bachelor's degree in Finance, Accountancy, Economics, or related fields.
- 3+ years of experience in working capital and trade underwriting, ideally in local SMEs, financial institutions, or Fintech firms.
- Ability to balance credit and business risks for sound lending decisions.
- Skilled in data-driven decision making and scenario analysis.
- Strong verbal and writing skills, with the ability to meet deadlines.
- Adaptable, goal-oriented, with strong work ethics and a passion for learning.
Benefits
- Flexible working hours and remote work options.
- Comprehensive health insurance coverage for employees and dependents.
- Access to professional development opportunities and training programs.
- Recognition and rewards for outstanding performance.
- A dynamic and supportive work environment.
-
Credit Risk Manager
2 hours ago
Singapore PEOPLE PROFILERS PTE. LTD. Full timeCredit Risk Management RoleThis role involves setting up credit accounts for new clients, assigning appropriate credit limits, and tracking customer credit performance. The ideal candidate will have a degree in Business or a relevant field and at least 2 years of experience in credit or risk management. Strong analytical skills and attention to detail are...
-
Credit Risk Manager
4 days ago
Singapore OCBC Bank Full timeJob DescriptionAs a Credit Risk Manager at OCBC Bank, you will be responsible for providing credit decision and approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.Key ResponsibilitiesEngage with business units on potential opportunities, including joint calls and site...
-
Credit Risk Manager
5 days ago
Singapore PEOPLE PROFILERS PTE. LTD. Full timeCredit Risk Management RoleAt People Profilers Pte Ltd, we are seeking a skilled Credit Risk Manager to join our team. The successful candidate will be responsible for setting up credit accounts for new clients, tracking and evaluating customers' credit performance, and preparing detailed credit evaluations.Key Responsibilities:Establish and maintain credit...
-
Credit Risk Manager
19 hours ago
Singapore MILLENNIUM & COPTHORNE INTERNATIONAL LIMITED Full timeCredit Risk Manager Job DescriptionAt MILLENNIUM & COPTHORNE INTERNATIONAL LIMITED, we seek a skilled Credit Risk Manager to join our team. The ideal candidate will have a strong background in credit management and risk assessment.Main Responsibilities:Evaluate credit applications and assess financial performance.Recommend credit terms and maintain records...
-
Senior Credit Risk Manager
2 hours ago
Singapore GOOD JOB CREATIONS (SINGAPORE) PTE. LTD. Full timeJob Title: Senior Credit Risk ManagerGood Job Creations (Singapore) PTE. LTD. is seeking a Senior Credit Risk Manager to join our team. As a Senior Credit Risk Manager, you will be responsible for conducting detailed credit assessments for loan portfolios, evaluating financial statements, credit proposals, and other relevant data.Key Responsibilities:Credit...
-
Senior Credit Risk Manager
2 hours ago
Singapore PEOPLESEARCH PTE. LTD. Full timeChief Responsibilities:Credit Risk Analyst – (Risk Department/L2)As a key member of the risk department team, our client, a reputable bank, is seeking a highly skilled and experienced Credit Risk Analyst –. The ideal candidate will have extensive expertise in credit administration, credit risk analysis, and providing business support in a financial...
-
Senior Credit Risk Manager
1 week ago
Singapore SearchAsia Full time**Job Summary**We are seeking a highly skilled Senior Credit Risk Manager to join our team at SearchAsia. As a key member of our credit risk management team, you will be responsible for evaluating and approving credit proposals within delegated credit powers.**Key Responsibilities**Evaluate and approve credit proposals within delegated credit powersManage...
-
Senior Credit Risk Manager
3 weeks ago
Singapore SearchAsia Full timeJob SummaryWe are seeking a highly skilled and experienced Credit Risk Manager to join our team at SearchAsia. As a key member of our risk management team, you will be responsible for evaluating and approving credit proposals, managing risk development, and ensuring compliance with Group and Local Rules and regulations.Key ResponsibilitiesEvaluate and...
-
Senior Credit Risk Manager
1 month ago
Singapore MariBank Full timeJob Title: Credit Underwriting and Portfolio Management, SME LendingMariBank is seeking a highly skilled Credit Underwriting and Portfolio Management professional to join our team. As a key member of our credit risk management team, you will be responsible for conducting credit assessments, designing credit approval processes, and overseeing daily credit...
-
Senior Credit Risk Manager
4 weeks ago
Singapore MariBank Full timeJob Title: Credit Underwriting and Portfolio Management, SME LendingMariBank is seeking a highly skilled Credit Underwriting and Portfolio Management professional to join our team. As a key member of our credit risk management team, you will be responsible for conducting credit assessments, designing credit approval processes, and overseeing daily credit...
-
Senior Credit Risk Manager
6 days ago
Singapore Sumitomo Mitsui Banking Corporation Full time**Credit Risk Management Role at Sumitomo Mitsui Banking Corporation**We are seeking a highly skilled Senior Credit Risk Manager to join our team at Sumitomo Mitsui Banking Corporation. As a key member of our credit risk management team, you will be responsible for independently reviewing and assessing credit applications submitted from business units, and...
-
Senior Credit Risk Manager
1 month ago
Singapore Menrva Consulting Full timeMain ObjectivesThe successful candidate will be responsible for assisting the Head of Risk Management in implementing risk management policies, procedures, and methodologies. This includes assessing credit risk, implementing trading restrictions, and reporting breaches.Key ResponsibilitiesMonitor counterparties' credit on a daily basis and provide daily...
-
Senior Credit Risk Manager
3 weeks ago
Singapore Menrva Consulting Full timeMain ObjectivesThe successful candidate will be responsible for assisting the Head of Risk Management in implementing risk management policies, procedures, and methodologies. This includes assessing credit risk, implementing appropriate trading restrictions, and reporting breaches.Key ResponsibilitiesMonitor counterparties' credit on a daily basis and...
-
Senior Credit Risk Manager
1 week ago
Singapore Cornerstone Global Partners Full timeJob Title: Credit Analyst, Team LeadCornerstone Global Partners is seeking a highly skilled Credit Analyst, Team Lead to join our Risk Management Department.Role Responsibilities:Conduct thorough credit reviews for corporate customers, ensuring compliance with regulations and bank policies, and identifying potential risks and control measures.Manage and...
-
Credit Risk Analyst
2 weeks ago
Singapore Arab Banking Corporation Full timeJob DescriptionArab Banking Corporation is seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our Credit and Risk Group, you will play a critical role in assessing and managing credit risk across various products and markets.Key ResponsibilitiesAssess and Manage Credit Risk: Evaluate complex financials, projections, and...
-
Credit Risk Specialist
4 weeks ago
Singapore Arab Banking Corporation Full timeJob Title: Credit Risk AnalystArab Banking Corporation is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in assessing and managing credit risk across various products and markets.Key Responsibilities:Credit Risk Assessment: Evaluate complex financials, projections, and industry and...
-
Senior Credit Risk Manager
1 month ago
Singapore Cornerstone Global Partners Full timeJob Title: Credit Analyst, Team LeadCornerstone Global Partners is seeking a highly skilled Credit Analyst to lead our team in credit review and risk management.Key Responsibilities:Conduct thorough credit reviews for corporate customers, ensuring compliance with regulations and bank policies.Manage project flow, coordinating team members to deliver...
-
Credit Risk Management
1 day ago
Singapore BANK OF CHINA LIMITED Full timeRoles & ResponsibilitiesJob Description: Conduct credit portfolio monitoring, including country and industry limits. Prepare and submit various credit risk-related reports and statements. Perform various risk identification and monitoring asks. Revise and improve credit risk-related policies and procedures. Assist in work of credit risk stress test. ...
-
Senior Credit Risk Manager
1 month ago
Singapore Sumitomo Mitsui Banking Corporation Full time{"Job Title": "Vice President, Credit Department", "Company": "Sumitomo Mitsui Banking Corporation", "Job Description": "Key ResponsibilitiesIndependently review and assess credit applications from business units, creating concise executive summaries for approval.Develop action plans to minimize credit costs for deteriorating credits.Manage and maintain the...
-
Senior Credit Risk Manager
2 weeks ago
Singapore United Overseas Bank Full timeAbout the RoleThe Credit and Risk Management function is a critical component of our organization, responsible for identifying and evaluating risks arising from our business activities. We are seeking a highly skilled and experienced professional to join our team as a Country and Credit Risk Manager.As a key member of our team, you will be responsible for...