Associate Director, Credit Analyst

20 hours ago


Singapore STANDARD CHARTERED BANK (SINGAPORE) LIMITED Full time
Job Title: Associate Director, Credit Analyst

We are seeking a highly skilled and experienced Associate Director, Credit Analyst to join our International Corporates team in Singapore. As a key member of our team, you will be responsible for providing proactive, comprehensive, and timely credit analysis to Relationship Managers and the Credit community.

Key Responsibilities:
  • Provide Relationship Managers with client insights in relation to an industry sector, client information, and account plans.
  • Manage ongoing quality of portfolio, producing exception reports, and review credit extending across the entire portfolio to ensure consistency of approach.
  • Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio.
  • Provide creative recommendations to Relationship Managers by monitoring peer groups & competitors and undertaking industry reviews based on non-standard industry / company information / data (equity, credit reports, press and magazine reports).
  • Develop good relationships with clients to understand their banking requirements, structure deals, and get insights into their business and financials.
  • Work closely with clients to ensure product / deal structure appropriateness.
  • Be engaged in deal origination and execution efforts, including providing assistance to Relationship Managers for the same.
  • Monitor portfolio revenues and returns and ensuring the accuracy of MIS.
  • Liaise and manage various product partners, across Parent and client subsidiary locations on account management and origination.
  • Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis.
  • Assist, train, and mentor Junior Credit Analysts, Interns, and International Graduates.
  • Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals, etc. as and when required.
Requirements:
  • 5+ years of experience in accounting or finance & banking.
  • Proficiency in communication and presentation.
  • Leadership qualities, given this role will be in charge of a small cluster of 1-2 pax in time.
  • Strong understanding of commercial and credit technical nuances around a group relationship.
What We Offer:
  • Competitive salary and benefits to support your mental, physical, financial, and social wellbeing.
  • Time-off, including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum), and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders, and all sorts of self-help toolkits.
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
  • Being part of an inclusive and values-driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies - everyone feels respected and can realise their full potential.


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