Data Modeling Expert for Credit Risk

3 days ago


Singapore GXS BANK PTE. LTD. Full time
Senior Data Scientist

We are GXS BANK PTE. LTD., a dynamic fintech company pushing the boundaries of financial services in our region. Our vision is to redefine how banking is offered using data, technology, and trust. This exciting opportunity enables you to contribute significantly to unlocking big dreams and achieving financial inclusion.

We seek an exceptional Senior Data Scientist with passion for predictive modeling, risk management, and leveraging cutting-edge technologies to join our team. If you have experience in developing, maintaining, and monitoring credit scoring, fraud detection, and suspicious activity prediction models, this role offers an excellent chance to showcase your skills.

Credit Risk Models:

  • Develop high-quality, production-ready code for credit risk models and deploy them in the MLOps production environment.
  • Maintain and troubleshoot model issues while ensuring alignment with model governance, business, and regulatory expectations.
  • Leverage alternative data sources to enhance underwriting and credit risk models.

Data Analytics to Support Business:

  • Analyze lending data to identify trends, patterns, and anomalies that can influence credit risk strategies.
  • Design and implement performance reports and actionable insights dashboards to support loan approval processes and business decision-making.

Requirements:

  • PhD or Master's degree in Statistics, Mathematics, Economics, Finance, Risk Management, or related field.
  • Strong experience building risk models for retail customers in diverse countries including Singapore.
  • Comprehensive understanding of risk management throughout the customer journey within fintech or risk-focused environments.
  • Domain expertise in retail credit products, banking, and regulatory frameworks (Basel, IFRS).
  • Proficiency in Python, R, SQL, Snowflake, and Data Visualization tools like Tableau.

Benefits:

  • Competitive estimated salary of SGD 120,000 - SGD 180,000 per annum, commensurate with experience.
  • Opportunities for growth and professional development in a dynamic fintech company.
  • A collaborative work environment with experienced professionals.


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