
Financial Stability Risk Management Professional
2 weeks ago
Job Title: Financial Stability Risk Specialist
Description:
We are seeking an experienced Business Credit Risk Officer to oversee SME loan portfolios and ensure prudent lending practices. This role plays a key part in evaluating creditworthiness and mitigating financial risk.
- Review and assess SME loan applications for credit risk and compliance by analysing financial statements, business performance, and industry trends.
- Recommend loan structures and terms aligned with risk policies by monitoring loan performance and identifying early warning signs of default.
- Develop and implement risk management strategies to ensure adherence to regulatory guidelines and internal credit policies.
Requirements:
- A diploma or degree in finance, accounting, or a related discipline is required.
- At least 5 years' experience in credit risk or credit assessment within financial services is essential.
- Strong analytical skills and knowledge of SME financing practices are necessary.
- Familiarity with MAS regulations and non-bank lending practices is a plus.
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