Credit Analyst
7 days ago
About United Overseas Bank
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. Our mission is to provide financial services and solutions to help our clients achieve their strategic business objectives.
About the Department
The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to our clients. Our coverage teams work in full alignment with specialized teams across Transaction Banking, Investment Banking, Global Markets, and Group Retail to deliver seamless solutions to our clients.
Job Responsibilities
- Conduct credit analysis on an existing portfolio of small and medium-sized enterprises (SMEs) companies
- Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations/exception recommendations, and report preparation
We are looking for candidates who aspire to build a sales-oriented career in commercial banking. You will start your career as a credit analyst, and the top-performing candidates will progress into a relationship manager role, where you are expected to possess strong client relationship management and interpersonal skills.
Job Requirements
Skills and Experience
- Minimum 2 years of experience in corporate credit analysis, SME banking sales, or relationship management experience
- Presentable, dynamic, dedicated, self-driven, and highly motivated
- Strong client relationship management and interpersonal skills
- Strong analytical skills with a good grasp of financial analysis
- Ability to understand risk drivers of the SME market
- Excellent written and oral communication skills
- Aspire to build a sales-oriented career
- Candidate with relevant experiences will be considered for senior role
Education
- Minimum a recognized degree in business administration, accountancy, banking, and finance
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