Financial Analyst

2 weeks ago


Singapore AMEX Full time

Are you a detail-oriented professional with a passion for finance and analysis? Do you enjoy working in a fast-paced environment where no two days are the same? Look no further As a Financial Analyst in our Commercial Rating and Underwriting team, you will play a critical role in assessing and managing the risk of institutional exposures across all business units with American Express.

About the Role

This is an exciting opportunity to join a global and diverse community of colleagues who are passionate about delivering exceptional customer experiences. As a Financial Analyst, you will be responsible for rating and underwriting credit exposures for the Japan market, requiring fluency in Japanese and strong analytical skills.

Key Responsibilities
  • Rating and underwriting credit exposures for the Japan market, including reviewing corporate financial statements and determining the ability of obligors to honor their credit obligations
  • Performing fundamental analysis incorporating a thorough review of business, financials, industry, and country risks, coupled with support from internal and external rating model outputs
  • Interacting with various teams across the firm, including front office sales, business unit risk partners, and credit administration to perform critical roles
Requirements

To succeed in this role, you will need:

  • Experience as a credit analyst or underwriter dealing with commercial exposures ranging from small business to middle-market to large, multinationals
  • Strong understanding of fundamental financial analysis, including GAAP/IFRS accounting standards, corporate valuation, and forecasting
  • Familiarity with quantitative credit models and knowledge of how to interpret outputs and deviation rationales
  • Comfort with public agency ratings and supporting analysis
  • Understanding of current macroeconomic trends and ability to provide recommendations to improve PD estimation based on the business cycle
Benefits

We offer a comprehensive benefits package, including:

  • Competitive base salaries
  • Bonus incentives
  • Support for financial well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite, or virtual arrangements depending on role and business need
  • Generous paid parental leave policies
  • Free access to global on-site wellness centers staffed with nurses and doctors
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities
About American Express

At American Express, we value diversity and inclusion, offering a collaborative work environment where everyone has the opportunity to contribute and grow. We prioritize the holistic well-being of our colleagues and their loved ones through each stage of life. Join us and be part of a global community that strives to uphold its values and powerful backing promise to deliver the world's best customer experience every day.



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