Credit Risk Analyst
1 month ago
At GXS, we are seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our credit risk management team, you will be responsible for analyzing and reporting credit risk metrics, including key performance indicators of our retail lending portfolio.
Key Responsibilities:- Design, build, and implement credit risk reports to provide actionable insights to our senior management team.
- Analyze and report portfolio KPIs to ensure accurate and timely information is provided to stakeholders.
- Conduct in-depth analysis of credit risk data to identify trends and drivers of portfolio performance.
- Develop and maintain credit risk models using advanced analytics and machine learning techniques.
- Collaborate with data engineers to construct data pipelines to integrate new data feeds and enhance our credit risk management capabilities.
- Work closely with our Collections team to identify potential fraudulent applications and escalate cases to the Fraud team for investigation.
- Provide analytical and statistical data to support recommendations for credit policy enhancements, scoring, segmentation, and simulation techniques.
- Engage with our Credit Risk Managers to provide insights on portfolio shape, trends, and abnormalities in portfolio movements.
- Bachelor's or postgraduate degree in Data Science, Computer Science, Mathematics, or a related quantitative field.
- At least three years of relevant experience in banking, preferably in a risk, business, or product role for a retail lending portfolio.
- Familiarity with the Singapore retail lending market and regulatory environment is strongly preferred.
- Proficiency in machine learning frameworks, Python, and SQL is preferred.
- Excellent analytical and communication skills, with the ability to produce high-quality analysis using structured and unstructured data.
At GXS, we offer a dynamic and supportive work environment, with opportunities for professional growth and development. If you are a motivated and detail-oriented individual with a passion for credit risk management, we encourage you to apply for this exciting opportunity.
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