Credit Risk Analyst

1 month ago


Singapur, Singapore GXS Full time
Job Title: Credit Risk Analyst

At GXS, we are seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our credit risk management team, you will be responsible for analyzing and reporting credit risk metrics, including key performance indicators of our retail lending portfolio.

Key Responsibilities:
  • Design, build, and implement credit risk reports to provide actionable insights to our senior management team.
  • Analyze and report portfolio KPIs to ensure accurate and timely information is provided to stakeholders.
  • Conduct in-depth analysis of credit risk data to identify trends and drivers of portfolio performance.
  • Develop and maintain credit risk models using advanced analytics and machine learning techniques.
  • Collaborate with data engineers to construct data pipelines to integrate new data feeds and enhance our credit risk management capabilities.
  • Work closely with our Collections team to identify potential fraudulent applications and escalate cases to the Fraud team for investigation.
  • Provide analytical and statistical data to support recommendations for credit policy enhancements, scoring, segmentation, and simulation techniques.
  • Engage with our Credit Risk Managers to provide insights on portfolio shape, trends, and abnormalities in portfolio movements.
Requirements:
  • Bachelor's or postgraduate degree in Data Science, Computer Science, Mathematics, or a related quantitative field.
  • At least three years of relevant experience in banking, preferably in a risk, business, or product role for a retail lending portfolio.
  • Familiarity with the Singapore retail lending market and regulatory environment is strongly preferred.
  • Proficiency in machine learning frameworks, Python, and SQL is preferred.
  • Excellent analytical and communication skills, with the ability to produce high-quality analysis using structured and unstructured data.
What We Offer:

At GXS, we offer a dynamic and supportive work environment, with opportunities for professional growth and development. If you are a motivated and detail-oriented individual with a passion for credit risk management, we encourage you to apply for this exciting opportunity.


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