Asia Pacific Credit Risk Specialist

1 week ago


Singapore SUMITOMO MITSUI BANKING CORPORATION SINGAPORE BRANCH Full time
About the Role

We are seeking a highly skilled Asia Pacific Credit Risk Specialist to join our team at Sumitomo Mitsui Banking Corporation Singapore Branch.

Job Summary

This role is responsible for providing independent credit risk evaluation of SMBC credit assets in Asia Pacific region, including exposures to corporates, banks/non-banks financial institutions, structured real estate finance, project finance, securitization, and leveraged buyout (LBO). As a trusted partner, you will be responsible for conducting continuous credit reviews of individual borrowers on an ongoing basis, assessing the appropriateness of risk ratings of obligor grade and classification of borrower's category.

Responsibilities
  • Conduct comprehensive credit reviews of individual borrowers to ensure adherence to internal grading policies and procedures.
  • Participate as a team member for assigned on-site credit reviews and thematic review assignments, focusing on assessing the appropriateness of risk ratings and robustness of credit risk management.
  • Provide value-added recommendations to business units based on potential issues identified in all credit reviews.
  • Follow-up on open issues identified and conduct validation review on remediation actions taken by auditee.
  • Monitor and update local branch management on regulatory changes or market conditions for new and emerging risks.
  • Review and propose improvements to the review process to ensure adequacy and efficiency of controls in place.
Requirements
  • Bachelor's degree in finance/accountancy/banking, business studies/administration/management, or equivalent preferred.
  • 7-10 years' experience in credit risk analysis, credit approval, and/or credit review function, with strong background in credit risk analysis and financial analysis/projections.
  • Experience in Microsoft Excel, Word, Access, and PowerPoint, with added advantage for knowledge/experience in Power BI, Power Apps, and programming applications.
  • Good writing and communication skills, with ability to identify and articulate issues/observations.
  • Strong interpersonal and stakeholder management skills.
  • Ability to work well in a team as well as contribute individually within stipulated timelines.

The ideal candidate will have a strong understanding of credit risk management principles and practices, with excellent analytical, communication, and interpersonal skills. This role requires a high level of independence, autonomy, and decision-making capability.

What We Offer
  • A competitive salary range of SGD 120,000 - SGD 180,000 per annum, depending on experience.
  • A comprehensive benefits package, including medical insurance, retirement plan, and annual leave.
  • Ongoing training and development opportunities to enhance your skills and career progression.
  • A dynamic and supportive work environment that fosters collaboration and innovation.


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