Senior Underwriter
1 month ago
About AIA
AIA is driving an exciting movement to create a healthier, more sustainable future for everyone.
About the Role
We are seeking a highly skilled underwriter to join our team and contribute to our mission.
Key Responsibilities
- Perform underwriting assessments for High Net Worth (HNW) cases and non-HNW cases within assigned authority, achieving underwriting KPIs through active case management.
- Communicate decisions to intermediaries within agreed timeframes, negotiating with reinsurers for favorable terms.
- Review complex appeal cases and coach junior underwriters to underwrite large sum assured cases.
- Liaise with reinsurers on referral cases beyond local authority.
- Resolve enquiries and issues with channel management.
- Actively handle own cases appeal with team lead and postpone or decline cases by directly communicating to agents or BDMs.
- Review and identify areas for process improvement or operational efficiency within the New Business department.
- Support Section Head in driving changes in process improvement and operational efficiency.
- Involved in Quality Assurance reviews and Product/Campaign launches.
- Instill a higher risk awareness culture and collaborate with second liners.
- Provide underwriting-related support to business development projects.
- Perform data or trend analysis when needed.
Requirements
- Bachelor's Degree in a relevant field.
- At least 10 years underwriting experience in direct insurers or reinsurers.
- Good customer service and communication skills.
- Proficiency in other languages is a plus.
About You
You are able to adapt to dynamic environments and manage multiple stakeholders. You have a strong background in underwriting and excellent communication skills.
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