Personal Finance Professional
3 days ago
We are seeking a dynamic and results-driven sales professional to join our retail banking team. This role involves promoting and cross-selling unsecured credit products to customers through various channels, ensuring compliance with regulatory standards.
Key Responsibilities:- Acquire new customers and generate sales for personal loan and credit card products through direct sales, telesales, roadshows, or digital platforms.
- Conduct financial assessments to recommend suitable loan solutions to customers.
- Explain product features, loan terms, and repayment schedules clearly and professionally.
- Support customers in the application process, including submission of documentation and credit evaluation.
- Meet monthly individual and team sales targets.
- Maintain high customer service and relationship management levels.
- Ensure compliance with regulations, internal policies, and fair lending practices.
- Participate in promotional activities and marketing campaigns organized by the bank.
- Minimum GCE A Level, Diploma, or Degree in any discipline.
- Prior experience in sales is an advantage.
- Good communication and interpersonal skills.
- Sales-driven with strong motivation to achieve performance targets.
- Ability to handle rejection and maintain resilience.
- Bilingual in English and a second language is advantageous (to liaise with a diverse customer base).
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