Strategic Financial Services Professional
6 days ago
Estimated Salary: SGD 80,000 - SGD 120,000 per annum
About the RoleWe are seeking a highly skilled and experienced Personal Loan Officer to join our team at LINKEDCORP HR CONSULTANCY PTE. LTD.
Key Responsibilities- Client Management: Attend to walk-in applicants applying for loans, working closely with business partners and external resources for referral of loan cases.
- Credit Evaluation: Ensure the eligibility of all loan applicants, evaluating their creditworthiness based on their history and current finances before recommending approval.
- Loan Processing: Timely processing of bilateral and syndication loan drawdown, rollover, rate fixing, billing, repayment, and facility fee collection.
- Support Functions: Support remittance and deposit placement functions, perform AML screening, and handle pre- and post-transactional matters.
- Stakeholder Communication: Respond timely and properly to internal and external stakeholder inquiries and matters relating to services provided by the Branch.
- Record Maintenance: Maintain proper records of all loan files.
- Financial Analysis: Perform daily reconciliation, audit confirmation, management, and regulatory reporting.
- Strong Background: Strong working knowledge of back-office operations, understanding of regulations, industry guidelines, and best practices.
- AML Knowledge: Knowledge of AML & Terrorist Financing as well as Operational Risk issues.
- Meticulous Skills: Meticulous and good problem-solving skills.
- Education and Experience: Preferably with tertiary education and at least 5 years of relevant working experience in Loan Sales / Operations.
- Negotiation
- Ability to Multitask
- Sales
- Customer Service Oriented
- Microsoft Office
- Microsoft Excel
- Risk Assessment
- Customer Analysis
- Loans
- Administration
- Cantonese
- Good Communication Skills
- Financial Analysis
- Communication Skills
- Banking
- AML
- Operational Risk
- Screening
- Audit
- Credit Risk
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