Strategic Credit Leadership Position
20 hours ago
Job Overview
CITIBANK N.A. is seeking an experienced Strategic Credit Leader to join our team in a Vice President, Business Credit Manager role.
About the Role
This is a highly respected position within our Commercial Banking division, requiring a seasoned professional with expertise in credit underwriting, risk assessment, and portfolio management.
The ideal candidate will have a proven track record of success in leading complex projects, developing strong relationships with clients and stakeholders, and driving business growth through strategic decision-making.
Main Responsibilities
- Lead the underwriting process for commercial credit extensions, ensuring sound credit decisions and compliance with internal procedures and regulatory guidelines.
- Develop and maintain a deep understanding of clients' financial situations, identifying strengths and prevailing risk factors to render informed credit decisions.
- Analyze financial statements, cash flow, industry trends, and competitive analysis to provide accurate credit assessments.
- Maintain a solid understanding of Citibank's products and services, as well as broader organizational initiatives.
- Work closely with the management team to identify process improvements and implement efficiencies that reduce costs and enhance customer service levels.
Requirements
- 8-10 years of experience in credit authority, preferably in a regulatory and compliance policy environment.
- Proven analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis, and projections.
- Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process.
- Excellent organizational skills, prioritizing capabilities, attention to detail, and ability to complete assignments within required deadlines in a fast-paced environment.
- Effective inter-personal and written/verbal communication skills.
- Thorough problem recognition and resolution skills.
- Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software.
Compensation Package
We offer a competitive salary range of $120,000 - $180,000 per annum, depending on experience and qualifications.
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