Credit Risk Specialist

1 week ago


Singapore XINGANG INVESTMENT PTE. LTD. Full time
Job Title: Credit Risk Manager

XINGANG INVESTMENT PTE. LTD. is seeking a skilled Credit Risk Manager to join our team.

Roles & Responsibilities:

Key Responsibilities:

  • Evaluate the creditworthiness of SMEs or individuals by analyzing financial statements, credit reports, and other relevant data.
  • Develop and implement credit risk policies and procedures to ensure consistent and effective risk management practices.
  • Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.
  • Monitor and manage the organization's credit portfolio, including identifying emerging risks and assessing portfolio performance.
  • Ensure compliance with relevant regulations and guidelines governing credit risk management.
  • Communicate credit risk assessments and recommendations to senior management and stakeholders.

Requirements:

  • A bachelor's degree in finance, economics, or accounting.
  • 8-10 years' experience in credit risk analysis, underwriting, or portfolio management.
  • Strong analytical skills and a solid understanding of financial principles.
  • Familiarity with credit risk management concepts, methodologies, and best practices.
  • Effective communication skills and the ability to pay attention to detail.
  • Strong decision-making skills and proficiency in relevant software tools and systems.

About Us:

XINGANG INVESTMENT PTE. LTD. is a leading investment firm dedicated to providing innovative financial solutions. We are committed to excellence and integrity in all our business dealings.


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