Credit Analyst

3 weeks ago


Singapore Poss Capital Pte. Ltd. Full time

What will you be doing

  • Review business loan applications, evaluate credit rating and prepare loan recommendations to ascertain and mitigate credit risk.
  • Analyse company documents, including credit reports and other financial information to assign credit ratings based on internal scoring models.
  • Manage credit exposure and monitor portfolio performance to optimise for business growth and profitability.
  • Collaborate with Sales, Operations and Finance teams to establish efficient credit underwriting processes and workflows by keeping up with industry best practices.
  • Regularly review and enhance the credit assessment framework and credit policy.

What are we looking for

  • Bachelor's degree in Business, Finance or Accounting.
  • Minimum 2 years' experience in credit risk management, preferably in Fintech or Banking industry.
  • In-depth knowledge of credit risk assessment methodologies, credit scoring models, and underwriting principles.
  • Strong analytical skills and ability to interpret large and complex data sets.

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