Credit Risk Manager

4 weeks ago


Singapore Xingang Investment Pte. Ltd. Full time

Job Description:

. Assess the creditworthiness of SMEs or Individuals in applying for loans or credit by analysing financial statements, credit reports, and other relevant data.

. Evaluate the potential risks associated with extending credit to customers or counterparties, considering factors such as their payment history, financial stability, industry trends, and economic conditions.

. Develop and implement credit risk policies and procedures to ensure consistent and effective risk management practices across the organization.

. Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.

. Monitor and manage the organization's credit portfolio, including identifying emerging risks, assessing portfolio performance, and implementing strategies to mitigate risk.

. Ensure compliance with relevant regulations and guidelines governing credit risk management, such as Basel III requirements or local regulatory standards.

. Communicate credit risk assessments and recommendations to senior management, stakeholders, and relevant departments within the organization.

. Make credit decisions, including approving or rejecting credit applications, setting credit limits, and negotiating terms and conditions of credit agreements.

Job Requirements:

. A bachelor's degree in finance, economics or accounting

. 8-10 years' experience in credit risk analysis, underwriting, or portfolio management is often required, with increasingly responsible roles demonstrating a progression of skills and knowledge.

. Strong analytical skills are essential for evaluating financial data, assessing risk factors, and developing effective risk management strategies.

. A solid understanding of financial principles, including accounting, financial statement analysis, and credit risk metrics, is necessary for success in this role.

. Familiarity with credit risk management concepts, methodologies, and best practices is essential, along with an understanding of regulatory requirements and industry standards.

. Effective communication skills are important for conveying complex information, presenting recommendations, and collaborating with cross-functional teams

. The ability to pay attention to detail is crucial for accurately assessing credit applications, identifying risk factors, and ensuring compliance with policies and regulations.

. Strong decision-making skills are needed to evaluate credit risk factors, weigh potential outcomes, and make informed lending decisions that align with the organization's risk appetite and objectives.

. Proficiency in relevant software tools and systems used for credit analysis, risk modeling, and portfolio management is often required.

. Demonstrate integrity and ethical conduct in their decision-making processes, ensuring fairness and transparency in credit evaluations and lending practices.

. Strong command of English and Mandarin


  • Credit Risk Analyst

    1 month ago


    Singapore CREDIT INDUSTRIEL ET COMMERCIAL Full time

    Roles & ResponsibilitiesJOB ROLE DESCRIPTION – SUMMARYThe Credit Risk Analyst is responsible for executing credit risk policies, procedures and processes to enable successful management of credit risks for the organisation. He/She supports the risk rating and limit setting process through credit portfolio, credit application and credit transaction reviews....

  • Credit Risk Analyst

    1 month ago


    Singapore Credit Industriel Et Commercial Full time

    JOB ROLE DESCRIPTION â€' SUMMARYThe Credit Risk Analyst is responsible for executing credit risk policies, procedures and processes to enable successful management of credit risks for the organisation. He/She supports the risk rating and limit setting process through credit portfolio, credit application and credit transaction reviews. He is responsible...

  • Credit Risk Manager

    4 weeks ago


    Singapore Greenlane Private Ltd. Full time

    Job Responsibilities:Strategic Risk Management: Collaborate with the Head of Risk Management to establish and optimize our cutting-edge risk management system, ensuring a standardized and systematic approach.Dynamic Subsidiary Support: Lead the implementation and monitoring of risk management processes for our subsidiary companies. Formulate and optimize...

  • Credit Risk Manager

    18 hours ago


    Singapore Spring Professional Singapore Full time

    Responsibilities: Assess credit proposals and examine credit reports to deliver independent risk assessments for new and increased credit limits, periodic credit reviews, and waiver/amendment credit proposals, ensuring alignment with internal and regulatory credit standards. Collaborate with Business Units to perform credit due diligence on current and...

  • Credit Risk

    1 week ago


    Singapore CORNERSTONE GLOBAL PARTNERS PTE. LTD. Full time

    Roles & ResponsibilitiesJob Description: Facilitate communication between the front-office and back-office departments at the Branch, overseeing the processing of credit and trade transactions. Manage the setup of credit and trade transaction limits within the banking system and handle any necessary limit adjustments. Assess corporate credit risk...

  • Credit Risk

    3 weeks ago


    Singapore Agricultural Bank Of China Limited Full time

    Job Description 1. Liaise with Branch's front-office and back-office departments in processing of credit and trade transactions.2. Responsible for credit and trade transactions' limit set-up in the banking system and limit adjustments3. Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full...

  • Credit Risk

    1 week ago


    Singapore Cornerstone Global Partners Pte. Ltd. Full time

    Job Description:Facilitate communication between the front-office and back-office departments at the Branch, overseeing the processing of credit and trade transactions.Manage the setup of credit and trade transaction limits within the banking system and handle any necessary limit adjustments.Assess corporate credit risk associated with credit terms and...

  • Credit Risk Analyst

    4 weeks ago


    Singapore Strivemakers Pte. Ltd. Full time

    StriveX is partnering with a regional Bank who is looking for a Credit Risk Analyst to join their Risk department. Reporting to the Head of Risk, you will be responsible for liaising with both front-office and back-office departments in the processing of credit and trade transactions. The role entails evaluating corporate credit risk, setting up credit and...

  • Credit Risk Analyst

    3 weeks ago


    Singapore Aeon Search Consulting Full time

    Responsibilities Execute credit risk policies and procedures Identify market trends and regulations which impact credit risk and policies Conduct credit riks assessment activities Manage credit portfolios within credit risk appetite and limits Review and rate counterparty risk applications Monitor and report on credit risk portfolios Participate in local...

  • Credit Risk Analyst

    1 week ago


    Singapore Mitsui & Co. (asia Pacific) Pte. Ltd. Full time

    Position Mission (responsibilities & expectations):-The Credit Risk Management Department is staffed with highly professional individuals who are committed to addressing all credit risk mitigation needs. Our main purpose is to promote profitable sales and enhance customer relationships while safeguarding the interests and financial assets of our company.Our...

  • Credit Risk Auditor

    5 days ago


    Singapore UBS AG Full time

    Roles & ResponsibilitiesYour roleAre you a sharp evaluator of risk? Can you investigate complex solutions? Do you have specific experience leading or conducting credit risk audits? We're looking for a Credit Risk Auditor who can: conduct reviews and audits of (i) credit risk appetite, policies, governance and framework, and (ii) credit risk management for...

  • Credit Risk Manager

    1 week ago


    Singapore GENIE FINANCIAL SERVICES PTE. LTD. Full time

    Roles & ResponsibilitiesJob Description:1) Manage delinquent and bad debt accounts through monitoring and analysing database2) Guide and ensure team members negotiation skills are effective3) Responsible for repossession matter including auction and tender of repossessed assets, according to the rules and regulations4) Initiate, handle and monitor legal...

  • Credit Risk Analyst

    1 week ago


    Singapore CORNERSTONE GLOBAL PARTNERS PTE. LTD. Full time

    Roles & ResponsibilitiesJob Responsibilities: Conduct comprehensive evaluations of intricate financial data, forecasts, and industry and country risks, synthesizing findings effectively. Demonstrate adeptness in writing and presenting, articulating complex credit structures and obligors with clarity and brevity. Enhance the quality and punctuality of...

  • Credit Risk Analyst

    4 weeks ago


    Singapore Reeracoen Singapore Pte Ltd Full time

    OverviewSalary4,100 SGD 5,200 SGDIndustryTrading FirmJob DescriptionOur client, an established global trading firm, is seeking qualified applicants for a Credit Risk Analyst to join their Credit Risk Management Department. The department's main purpose is to promote profitable sales and enhance customer relationships while safeguarding the interests and...


  • Singapore VAULT PERSONNEL PTE. LTD. Full time

    Roles & ResponsibilitiesJob Responsibilities:· Reconciliation of Profit and Loss statements (P/L)· Prepare Risk reporting and position reporting· Conduct assessments to define and analyze possible risks· Evaluate the gravity of each risk by considering its consequences· Audit processes and procedures· Develop risk management controls and systems·...

  • Credit Risk

    1 week ago


    Singapore CORNERSTONE GLOBAL PARTNERS PTE. LTD. Full time

    Roles & ResponsibilitiesJob Description: Collaborate with both front-office and back-office departments at the branch to facilitate the processing of credit and trade transactions. Manage the setup of credit and trade transaction limits in the banking system and oversee limit adjustments. Conduct thorough evaluations of corporate credit risk associated...


  • Singapore Ifs Capital Limited Full time

    IFSAM is in the business of fund management. It raises capital from investors to invest in private credit loans. If you have 5 years of corporate loans experience in the SME segment, this is an excellent opportunity to learn about the operation and risk management of collective private credit funds, and launch a career in asset...

  • Credit Risk

    1 week ago


    Singapore Cornerstone Global Partners Pte. Ltd. Full time

    Job Description:Collaborate with both front-office and back-office departments at the branch to facilitate the processing of credit and trade transactions.Manage the setup of credit and trade transaction limits in the banking system and oversee limit adjustments.Conduct thorough evaluations of corporate credit risk associated with credit terms and conditions...

  • Credit Risk Analyst

    1 week ago


    Singapore Cornerstone Global Partners Pte. Ltd. Full time

    Job Responsibilities:Conduct comprehensive evaluations of intricate financial data, forecasts, and industry and country risks, synthesizing findings effectively.Demonstrate adeptness in writing and presenting, articulating complex credit structures and obligors with clarity and brevity.Enhance the quality and punctuality of Credit Applications, ensuring...


  • Singapore BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesMain Duties and Responsibilities: Assist in work of credit risk stress test; Assist in financial data management and analysis. Assist in downloading and analyzing data from Bloomberg. Assist in regression modelling. Asisst in drafting reports, policies and relevent translation. Complete otherwork arrangements by the...