Executive Director, Credit Department, Asia Pacific Division

Executive Director, Credit Department, Asia Pacific Division

Join to apply for the Executive Director, Credit Department, Asia Pacific Division role at SMBC Group

Executive Director, Credit Department, Asia Pacific Division

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Join to apply for the Executive Director, Credit Department, Asia Pacific Division role at SMBC Group

Job Responsibilities

This position is responsible for management level review and assessment as 2nd line of defence. The reprimaly responsibility is below.

• Prepare and review independent assessment and recommendation on the credit quality of proposed credit facilities
• Assess and approve or reject individual credit applications from front offices in charge of real estate, LBO, Fund, and FI in Asia Pacific region within delegated authority
• Present the analysis performed in credit committees and in written reports, and explain to Senior management in Tokyo to obtain approbal for applications
• Work with front office to prepare timely and insightful annual reviews of counterparties and credit facilities, including reviewing internal ratings
• Monitor obligor's financial, collateral performance and loan covenants of existing portfolio including periodic reporting
• Monitor and control the Bank's credit exposure by each borrower, sector, country and to secure its portfolio is well diversified and risk resilient.
• Lead and supervise Special Credit obligors (pre-non performing loan customers) and take measures for minimizing credit cost
• Ensure adherence to credit and other relevant internal policies and procedures.
• Build a strong compliance and risk management culture, ensuring compliance with the Bank's risk policies, procedures, regulatory compliance standards and required practices.
  
  

Job Responsibilities

This position is responsible for management level review and assessment as 2nd line of defence. The reprimaly responsibility is below.

• Prepare and review independent assessment and recommendation on the credit quality of proposed credit facilities
• Assess and approve or reject individual credit applications from front offices in charge of real estate, LBO, Fund, and FI in Asia Pacific region within delegated authority
• Present the analysis performed in credit committees and in written reports, and explain to Senior management in Tokyo to obtain approbal for applications
• Work with front office to prepare timely and insightful annual reviews of counterparties and credit facilities, including reviewing internal ratings
• Monitor obligor's financial, collateral performance and loan covenants of existing portfolio including periodic reporting
• Monitor and control the Bank's credit exposure by each borrower, sector, country and to secure its portfolio is well diversified and risk resilient.
• Lead and supervise Special Credit obligors (pre-non performing loan customers) and take measures for minimizing credit cost
• Ensure adherence to credit and other relevant internal policies and procedures.
• Build a strong compliance and risk management culture, ensuring compliance with the Bank's risk policies, procedures, regulatory compliance standards and required practices.
  
  

Job Requirements

• Degree/Masters degree in Banking and Finance or equivalent
• At least 15 years working experience in bankiing, prior Credit experience is a must
• Strong financial & credit analytical skills especially for Real Estate Finance, LBO, Fund finance, FI business
• Provide counsel to business partners including senior stakeholders and relevant business departments
• Strong critical thinking, with the ability to understand detailed business and risk concepts, develop and defend an independent position based on a pragmatic and balanced assessment
• Strategic and able to articulate vision and direction
• Strong leadership and senior stakeholder management skills
• Strong communication

Seniority level

• Seniority levelMid-Senior level

Employment type

• Employment typeFull-time

Job function

• Job functionFinance
• IndustriesBanking

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