Payment Operations Specialist

2 days ago


Singapore VAST STARS CAPITAL PTE. LTD. Full time
Roles & Responsibilities

About the Role

We seek a dynamic Payment Operations Specialist to lead payment channel management, optimize user payment experiences, and drive compliance in Singapore's fast-evolving fintech landscape. This role requires expertise in cross-border payments, digital assets, and PSP collaboration, with a focus on innovation in Web3 and blockchain ecosystems.

Key Responsibilities

1. Payment Channel Management & Optimization

  • Manage end-to-end operations for global and local payment channels (cards, e-wallets, cryptocurrency, PayNow, FAST, etc.), ensuring seamless transaction processing.
  • Monitor payment success rates, diagnose failure root causes, and optimize routing strategies for Singapore and ASEAN markets.
  • Partner with PSPs (e.g., Stripe, Adyen, local gateways) to enhance system capabilities and expand payment method coverage.

2. Payment Product Operations

  • Execute payment product launches and upgrades tailored to Singapore MAS regulations and regional user behaviors.
  • Propose data-driven enhancements (e.g., QRIS integration, recurring payments) to boost conversion rates and reduce latency.
  • Collaborate with tech teams to implement real-time fraud detection and blockchain-based settlement solutions.

3. Data Analytics & Risk Compliance

  • Analyze transactional trends, flag anomalies, and refine AML/CFT controls aligned with Singapore's Payment Services Act (PSA).
  • Work with Legal/Compliance teams to ensure adherence to PDPA, GDPR, and cryptocurrency licensing frameworks.

4. User-Centric Optimization

  • Resolve pain points through UX testing and localized payment education (e.g., multi-language guides for SG/MY/ID users).
  • Drive initiatives to increase adoption of crypto-fiat gateways and tokenized payment solutions.

5. Cross-Functional Collaboration

  • Partner with Finance, CX, and Engineering teams to resolve escalated payment issues within SLA.
  • Lead post-incident reviews to strengthen system stability and uptime metrics.
Requirements

Experience & Qualifications

  • Bachelor's degree in Finance, Computer Science, or related field; MAS regulatory certifications (e.g., FIMM) a plus.
  • 2+ years in payment operations, preferably in fintech, crypto exchanges, or neobanks with SEA market exposure.
  • Hands-on experience with SG payment rails (e.g., PayNow, MEPS+), PCI-DSS standards, and Web3 wallets/DeFi protocols.

Technical Competencies

  • Proficient in payment analytics tools (SQL, Tableau) and PSP APIs.
  • Strong grasp of cryptocurrency settlement workflows and liquidity management.
  • Familiarity with Singapore's eKYC requirements and Travel Rule compliance.

Soft Skills

  • Agile problem-solving mindset for high-pressure scenarios (e.g., outage management).
  • Ability to simplify technical concepts for non-technical stakeholders.
  • Fluency in English (written/spoken); Mandarin proficiency advantageous for APAC collaboration.

Culture Fit

  • Passion for blockchain innovation and hyperlocal payment trends.
  • Thrives in multicultural teams with a "regulatory-first" approach.
Tell employers what skills you have

Tableau
Licensing
Transaction Processing
Microsoft Excel
Due Diligence
Release Management
Agile
Soft Skills
Channel
Routing
Compliance
Tax Compliance
Fraud
Data Analytics
Cryptocurrency

  • Singapore WISE ASIA-PACIFIC PTE. LTD. Full time

    Roles & ResponsibilitiesWise is a global technology company, building the best way to move and manage the world's money.Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part...


  • Singapore Maribank Singapore Full time

    Job OverviewWe are seeking a highly skilled Payment Operations Specialist to join our team at Maribank Singapore. In this role, you will be responsible for managing transaction processing for banking products, ensuring accuracy and timeliness.


  • Singapore Flywire Full time

    Job Description:We're seeking a Payment Support Senior Associate to carry out the following tasks:Perform investigation on credits with issues that are escalated by PayIns teams on a daily basis via different platforms and tools.Take needed actions after the investigation in a timely and accurate manner to ensure that any payment with issues that cannot be...


  • Singapore Wise Holdings Full time

    Job DescriptionWe are seeking a highly skilled Payment Operations Specialist to join our Global Processing team at Wise Holdings. As a key member of our organization, you will play a crucial role in ensuring the seamless flow of customer funds.Your primary responsibility will be to maintain consistent and high-level execution of daily tasks related to...


  • Singapore Maribank Singapore Full time

    Payment Operations Specialist - MariBank Responsibilities: Manage transaction processing for banking products (SWIFT/MEPS, ACH, deposits, loans, cards), ensuring accuracy and timeliness. Handle customer inquiries, information requests, and non-STP issue resolutions. Provide support with treasury settlements, fixed deposits, and loan operations and other...


  • Singapore Maribank Singapore Full time

    Payment Operations Specialist - Mari Bank Responsibilities: Manage transaction processing for banking products (SWIFT/MEPS, ACH, deposits, loans, cards), ensuring accuracy and timeliness. Handle customer inquiries, information requests, and non-STP issue resolutions. Provide support with treasury settlements, fixed deposits, and loan operations and other...


  • Singapore NES Global Talent Full time

    Apply: Payment Operations Specialist, Digital Banking Reference: BH-19336-15Job Highlights: Rare opportunity Career progression Exciting role As a Payment Operations Specialist, you will be responsible for daily payment transactions including SWIFT/MEPS/GIRO/FAST/PayNow, daily nostro account reconciliation and any relevant payment projects such as UAT...


  • Singapore VAST STARS CAPITAL PTE. LTD. Full time

    About the Role We seek a dynamic Payment Operations Specialist to lead payment channel management, optimize user payment experiences, and drive compliance in Singapore's fast-evolving fintech landscape. This role requires expertise in cross-border payments, digital assets, and PSP collaboration, with a focus on innovation in Web3 and blockchain...


  • Singapore VAST STARS CAPITAL PTE. LTD. Full time

    About the Role We seek a dynamic Payment Operations Specialist to lead payment channel management, optimize user payment experiences, and drive compliance in Singapore's fast-evolving fintech landscape. This role requires expertise in cross-border payments, digital assets, and PSP collaboration, with a focus on innovation in Web3 and blockchain...


  • Singapore Ant International Full time

    Ant International, a global commerce leader, seeks a skilled Payment Operations Specialist to enhance card payment performance. The ideal candidate will monitor and analyze data fluctuations, identify optimization areas, and collaborate with internal teams to develop innovative solutions.Key Responsibilities:Data monitoring and analysis of card...


  • Singapore Wise Holdings Full time

    Payment Operations Specialist - Global Processing Full-time Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their...

  • Payment Specialist

    4 days ago


    Singapore RAFFLES MARINA LTD Full time

    **Job Role:**The successful candidate will be working as a Payment Specialist in our finance team at Raffles Marina Ltd. This role is crucial in ensuring the smooth operation of our financial processes.Key Accountabilities:Process and verify invoices from suppliers.Prepare payment documents and ensure compliance with company policies.Navigate the necessary...


  • Singapore Flywire Full time

    Company OverviewFlywire is a global payments enablement and software company founded to solve high-stakes, high-value payments in education, using modern technology. Today, we've digitized payments for more than 3,700+ global clients across education, healthcare, travel & B2B, covering more than 240 countries and territories and supporting over 140...


  • Singapore BEATHCHAPMAN (PTE. LTD.) Full time

    Roles & Responsibilities Rare opportunity Career progression Exciting roleAs a Payment Operations Specialist, you will be responsible for daily payment transactions including SWIFT/MEPS/GIRO/FAST/PayNow, daily nostro account reconciliation and any relevant payment projects i.e UAT testings/system enhancements etc. You will also support setting up...


  • Singapore BEATHCHAPMAN (PTE. LTD.) Full time

    Roles & ResponsibilitiesRare opportunity Career progression Exciting roleAs a Payment Operations Specialist, you will be responsible for daily payment transactions including SWIFT/MEPS/GIRO/FAST/PayNow, daily nostro account reconciliation and any relevant payment projects i.e UAT testings/system enhancements etc. You will also support setting up...


  • Singapore Kwan Yong Construction Pte Ltd Full time

    About the RoleWe are seeking a highly skilled and motivated Payment Cycle Specialist to join our team at Kwan Yong Construction Pte Ltd. As a Payment Cycle Specialist, you will be responsible for managing all aspects of payment cycles, including preparing payments and updating the cash book and petty cash.You will work closely with the accounting team to...


  • Singapore Ant International Full time

    Get AI-powered advice on this job and more exclusive features. Headquartered in Singapore, Ant International powers the future of global commerce with digital innovation for everyone and every business to thrive. In close collaboration with partners, we support merchants of all sizes worldwide to realize their growth aspirations through a comprehensive...


  • Singapore MARIBANK SINGAPORE PRIVATE LIMITED Full time

    Roles & ResponsibilitiesJob Description:Manage transaction processing for banking products (SWIFT/MEPS, ACH, deposits, loans, cards), ensuring accuracy and timeliness. Handle customer inquiries, information requests, and non-STP issue resolutions. Provide support with treasury settlements, fixed deposits, and loan operations and other operations tasks as...


  • Singapore Shopee Full time

    As a Senior Payment Risk Specialist at Shopee, you will be responsible for designing and implementing payment fraud risk strategies to guide operational decisions. Your expertise in building and optimizing fraud risk detection frameworks and monitoring rules will help manage risk based on business needs.Collaborating with internal and external stakeholders,...


  • Singapore Wise Full time

    Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money. As part...