Mortgage Loan Officer
3 days ago
IFS Capital Limited (“IFS”) is a regional Group listed on the Mainboard of the Singapore Exchange since July 1993. With regional offices in Singapore, Thailand, Malaysia, and Indonesia, IFS provides commercial finance services to small and medium enterprises (“SMEs”) including factoring, hire-purchase/leasing, loans, and trade/export finance. The Group is part of the PhillipCapital network of companies, offering a full range of financial solutions globally.
Responsibilities:
- Acquire and onboard new-to-FI clients to achieve aggressive sales targets related to loan disbursements, client count and portfolio quality.
- Provide expert advice to clients on refinancing, loan structuring, and repayment plans.
- Conduct detailed assessments of borrowers’ financial profiles, including income, credit history, and current debts.
- Guide clients through the loan application process, explaining terms and conditions, and interests rates.
- Review loan applications and supporting documents (e.g. proof of income, bank statements, identity documents).
- Ensure all necessary documentation is complete, accurate, and in compliance with regulatory requirements.
- Track loan progress from approval to disbursement.
- Assist clients with any post-approval queries including repayment inquiries and adjustments.
- Keep up-to-date with changes in regulations, lending policies, and market trends.
Requirements:
- A degree or diploma in finance, business, economics or a related field.
- Minimum 3 years of experience in consumer loans, mortgage or banking services.
- Experience in real estate markets and valuation is an added advantage.
- Strong client acquisition skills.
- Possesses financial analysis background.
- Responsible and result-focused.
- Excellent interpersonal, negotiation and communication skills.
Tell employers what skills you have
Ability to Multitask
Excellent Communication Skills
Management Skills
UAT
Microsoft Office
Loans
Administration
Underwriting
Good Communication Skills
Time Management
Communication Skills
Banking
Capital
Customer Service
Mortgage Lending
People Management
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