Junior Credit Officer

5 days ago


Singapore VALIDUS CAPITAL PTE. LTD. Full time
Roles & Responsibilities

About The Company

Founded in 2015 to address the unmet financing needs of SMEs, Validus is the leading all-in-one SME financing platform in Southeast Asia today, providing small businesses with faster and effortless one-stop financial solutions. Headquartered in Singapore, we're present in 4 markets – Indonesia, Singapore, Thailand and Vietnam.

We're on a mission to drive financial inclusion and prosperity for small businesses by leveraging data, AI and strategic partnerships to drive growth financing to under-served SMEs. To date, we have disbursed over USD 3.7 billion in loans to small businesses across the region. Validus is backed by top-tier VCs and strategic investors including leading banks from Japan and Korea.

In recognition of our innovation and contribution towards SME lending transformation, Validus has won several notable accolades, including 1st place (Singapore Financial Institution), 1st runner-up (Singapore FinTech), SFF Global Fintech Leader, Top 10 FinTech Leaders Awards, LinkedIn Top 15 Startups in Singapore, and more.

Responsibilities

  • Process end to end loans transactions
  • Credit analysis and evaluation of credit documents, such as financial statements and bank statements
  • Provide write-up of credit memo to approval parties for decision
  • Perform database maintenance and follow-up with internal stakeholders
  • Perform loan maintenance (e.g. update of insurance and credit limits)
  • Manage and monitor system to ensure processes and controls are updated and compliant with
  • Any other ad-hoc projects / duties as required

Skills and Experience

  • Diploma / Bachelor's in Finance, Accounting, Business Management or any other related disciplines
  • 1-2 years' experience in credit analysis or underwriting. Experience in SME lending preferred (private banking/financial institution preferred). Fresh graduates in relevant disciplined are encouraged to apply.
  • Meticulous and efficient with well-developed organizational skills
  • Ability to work independently within a diverse and dynamic team environment
  • Experience with CRM systems and proficiency in MS Excel will be highly regarded
  • Experience working with external vendors and / or agencies is a plus
Tell employers what skills you have

CRM
Financial Statements Analysis
Ability To Work Independently
Loans
Underwriting
Accounting
Financial Statements
VCS
Attention to Details
Banking
Excel
Strategic Partnerships
High Organizational Skills
LinkedIn
Able To Work Independently
Document Review
Credit Analysis

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