AVP, Business/Data Analyst Credit Risk, Risk Management Group

4 weeks ago

Singapore DBS Bank Limited Full time
Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

RMG - Risk Enterprise Architecture& Digital (READ) is a team of risk solution enablers who provide and implement risk system architecture and digital solutions across RMG Group so as to support timely, consistent and accurate production and reporting of risk data and analytics.

We work closely with our business and technology partners across the bank, and are responsible for the following
  • Product Architecture and integration - Partner with our RMG stakeholders and Technology partners in driving system changes and digital initiatives within the Enterprise Risk Platform by working out functional designs and architecting integrated solutions based on the business objectives.
  • Product Planning - Partner with RMG stakeholders in product evolution planning with clear communication and goals by taking into consideration business needs and Enterprise Risk Platform objectives
  • Product Development - Through adoption of AGILE methods, we deliver products with our stakeholder through established product backlogs management processes with an end-to-end view, encompassing business requirements (i.e user stories), business analysis, functional design clarification with our technology partners and User Acceptance through thorough testing, leading to product implementation.


Overview
  • The Business Analyst role provides support to business and credit users, assist users in translating business requirements into deliverables and handle business specific tasks in group-wide projects undertaken by the department from initialization to post-implementation BAU Support.
  • The Data Analyst role provide support in collecting, profiling, cleansing, interpreting, analyzing data to identify trends and patterns to gain insights and use it for problem solving or support business opportunities via Machine Learning or Traditional methods.
Role
  • To undertake business analyst and data analyst role in selected Corporate Credit Risk related projects and BAU Business Support for business and credit users from time to time as required.

    E.g. The role will work with Wealth Management Credit to develop Digital Credit Application Workflow and with Special Asset Management Team to develop Enterprise-wide Special Asset Management application, which includes digital memo approval workflow, post approval workflow, General Ledger Posting, Data Ingestion/ Curation, Dashboard and Reports.
Responsibilities
  • Understand how the Internal Credit systems work end to end, integrate / interact with other credit systems, product source systems and front-end workflow systems for wholesale banking relationship managers and credit risk managers.
  • Define/ collate business requirements, prepare functional requirements, write User Stories and initiate User Requests (Request for Service) on behalf of the business and risk management / credit units.
  • Recommend solution design considering pros & cons of available options
  • Review business process supported by the credit systems to optimize efficiency.
  • Plan for test scenarios, perform pre-UAT sanity checks and co-ordinate with end-users to perform UAT.
  • Conduct training for new and existing system related processes and functionality.
  • Maintain business related documentation for the credit systems including requirements, user guides, Frequently Asked Questions, and ensure these are updated to the Intranet for on-going access by credit and business users.
  • Perform any other business specific tasks in the project schedule including data analysis, user interviews/ surveys, maintain system configuration, preparation of user reports and Live Verification.
  • Work closely with Technology support & delivery teams to ensure that user requirements are delivered successfully.
  • Understand internal DBS data and collect relevant external data
  • Identify required data for project and profile, analyze, clean-up and transform/ prepare it for processing
  • Obtain insights into the data and prepare clear visualization to present findings
  • Using data-driven insights, make recommendations to address potential business problems or innovate to stay ahead of industry trends
  • Understand the different types of data analytics and use of Machine Learning


Requirements
  • Technical Experience
    • Degree in Banking, Commerce or Information Systems-related field.
    • Min 7 years experiences as business analyst and data analyst handling end to end delivery preferred.
    • Product Owner or Scrum Master experience preferred.
    • Excellent people management skill.
    • Able to understand and articulate business objectives, risk and dependencies.
    • Good at defining and defending scope.
    • Experience in wholesale banking / Credit risk projects preferred.
    • Product knowledge and prior experience on Wholesale / Corporate Banking, Loans, Trade and Treasury and Markets preferred.
    • Knowledge of credit products, risk monitoring / control processes and credit processing systems of banks preferred.
    • Experience with Data Analytics/ Machine Learning project/ application preferred.
    • Experience working in AGILE methodology preferred
    • Experience with SQL, Excel, Java Scripts, and Phyton preferred.
  • Personal Characteristics
    • Strong leadership, communication, presentation and analytical skills.
    • Task oriented and follow through with attention to detail.
    • Strong discipline to adhere to procedures and standards.
    • Tolerance for ambiguity and job stress.
    • Clear, analytical mind and good/ creative problem-solving skills required.
    • Fast learner who can work independently with minimal guidance.
    • Tenacious.
    • Can prioritize work quickly.
    • Maintains good relationships at all levels - junior to senior.
    • Team player & able to mentor and guide support staff
    • Good listener.
    • Not afraid to escalate issues.
    • Able to distill IT speak into business language and vice-versa.
    • Solution oriented, not problem oriented.
Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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