Asset Finance International Product Specialist
3 weeks ago
Key figures (type and volume):
According to the applicable target setting document based on the target catalogue of Corporate Clients as amended from time to time.
Main purpose of this role:
- Front Office role working directly with Relationship Managers and Clients to originate and execute Asset Finance transactions.
- Asset Finance transactions include working capital finance products (e.g. Supply Chain Finance, Receivables Finance, Securitisation, Factoring and Inventory Finance) and other bespoke structured finance products that are specifically tailored to client needs (e.g. leasing).
- Provide structuring expertise and detailed technical knowledge on our product suite sufficient to ensure transactions are well managed from inception to execution.
- Full responsibility for the execution of certain transactions whilst working as part of a larger team on more bespoke larger transactions.
- Help manage existing portfolio (Amendments, Waivers, Re-pricing, Annual renewals etc).
Key activities and competencies:
- Transaction structuring including understanding of commercial, accounting, regulatory, compliance aspects of a transaction
- Completion of internal approval processes including working with support functions to explain all aspects of the transaction
- Provide professional advice to clients demonstrating technical and product knowledge and commercial judgement
- Work in a highly collaborative team environment, often cross border solving structural and technical issues
- Preparing term sheets and other marketing material for presentation to clients
- Managing workload via collaboration and communication amongst team members and management
- Prepared to develop and maintain a network of contacts amongst banks, NBFIs and corporate clients.
Formal education:
- University degree of similar
- Language Skills: English: business – fluent; additional languages of advantage (i.e. Mandarin)
Specialist knowledge (work experience, further qualification):
- Strong execution experience regarding structured financing transactions
- Advanced credit analysis know-how
- Strong analytical capabilities with respect to corporate and/or transaction risks
- Advanced know-how regarding the accounting treatment of structured financing transactions according to international accounting standards (IFRS)
- Numerical skills including cash-flow modelling
- Strong marketing, negotiation and decision-making skills
- Strong presentation skills including preparation of presentations
- Advanced project management know-how
- Profound knowledge of the applicable Bank policies, in particular – but not limited to – the Code of Conduct and Compliance
- Profound knowledge of the applicable regulatory framework(s) of the Bank, the team and the relevant products
- Strong customer service outlook with good communication and interpersonal skills
- Ability to work independently and as a team member
- Ability to work under time pressure
- Good problem-solving skills
- High level of initiative and responsibility
- Additional know-how/experience in trade finance, transaction banking, or similar field etc. is of will be an advantage
Detailed Requirements for each career level (each ComMap Level separately)
- Director: approximately 8-10 years of structured product work experience, Specialist knowledge in at least on area of expertise, and enhanced knowledge of other areas.
Product Knowledge
IFRS
Regulatory Compliance
Ability To Work Independently
Citrix
Treatment
Inventory
Asset Finance
Trade Finance
Transaction Banking
Project Management
Accounting Standards
Presentation Skills
Capital
Structured Finance
Credit Analysis
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