Loan Officer
2 days ago
Responsibilities:
- Conduct comprehensive financial assessments of loan applicants, evaluating income, credit history, and debt-to-income ratio.
- Guide clients through loan product options, terms, and repayment plans, ensuring clarity and understanding.
- Collect and verify applicant documentation, ensuring accuracy and completeness of loan applications.
- Collaborate with internal teams to facilitate efficient loan processing, from application to approval and funding.
- Implement effective loan collection strategies, contacting borrowers to discuss repayment schedules and resolve payment issues promptly.
- Monitor loan accounts for timely payments and manage delinquent accounts with proactive follow-up.
- Maintain compliance with regulatory requirements and internal policies, ensuring all loan activities adhere to industry standards.
- Build and nurture relationships with clients and industry professionals to expand the client base and generate referrals.
- Participate in ongoing training and development programs to enhance knowledge of lending practices and regulations.
- Contribute to team goals and uphold the company's reputation for excellence in customer service and responsible lending practices.
- Ad-Hoc duties assigned
Qualifications:
- Diploma or equivalent in Finance, Business Administration, or related field.
- Proven experience in loan origination, financial analysis, or customer service within the lending industry.
- Excellent communication skills with the ability to convey complex financial information clearly.
- Detail-oriented with a commitment to accuracy and compliance.
*On-the-job training will be provided.
To apply, please email your resume to info@shentoncredit.com.sg.
Tell employers what skills you haveExcellent Communication Skills
Referrals
Customer Service Oriented
Loan Processing
Interpersonal Skills
Loan Origination
Property
Loans
Administration
Compliance
Good Communication Skills
Financial Analysis
Communication Skills
Banking
Regulatory Requirements
Customer Service
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