Assistant Manager, Credit

3 days ago


Singapore HL BANK Full time
Roles & Responsibilities

Functional

  • Evaluate the credit risk of PFS borrowers and credit decision is made within the bank’s credit policies & SOP, compliance requirements and delegated authorized limit
  • Ensure that all credit applications are processed within the established timeline.
  • Ensure that the credit evaluation framework and processes are in compliance with internal guidelines and regulatory requirements set by MAS and BNM
  • Random sampling ensure cases are approved within internal and Monetary Authority of Singapore (MAS) &/ or Bank Negara Malaysia (BNM) guidelines
  • To work closely with Portfolio Analytics team on the performance of the portfolios
  • Actively review secured and unsecured loans’ credit policies, SOP on portfolio basis to align with MAS, BNM compliance requirements, group policies, market environment, Bank strategies and risk appetite
  • Ensure all audit review are within compliance and pass with satisfactory conduct
  • Foster effective collaboration with key stakeholders, including business, risk management, legal & compliance to meet their objectives while taking into account the Bank’s risk appetite and adherence to statutory/ bank requirements.
  • Stay updated on relevant industry regulations, compliance requirements and internal policies.
  • Work collaboratively with key stakeholders including business, technology, risk management, compliance and operations teams to align credit approval processes with digital initiatives and leverage automation opportunities
  • Drive continuous optimization efforts, including automation and straight-through processing (STP) to streamline workflow and enhance efficiency.
  • Back up team lead in the absence of team lead]
  • Ad hoc tasks/projects assigned by management from time to time

Tell employers what skills you have

Sampling
Analytical Skills
Investment Banking
Loans
Risk Management
Business Risk Management
Compliance
Financial Analysis
Team Lead
Banking
Regulatory Requirements
Audit
Credit Risk
Credit Analysis

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