Credit Administration

2 weeks ago


Singapore HABIB BANK LIMITED Full time

Process Development

  • To support Head of CAD in performing critical roles and functions such as loan documentation, transaction monitoring and scheduled reporting functions
  • To support Head of CAD to ensure that all credit facilities are only disbursed after relevant approvals and compliance with all collaterals and conditions unless deferral/waiver is in place
  • To monitor limits, exceptions, overdues & effective following up with the stakeholders
  • To support Risk in monitoring of market risk and liquidity risk positions and limits.
  • To support Head of CAD to review and develop department's manual to be in line with Head Office Credit Policy and Regulatory requirement
  • To act as formal backup for the Head of CAD
  • To support Head of CAD in department audits and to recommend control mechanisms for effective credit monitoring
  • To input all limit maintenance in the system. Ensure all availment tickets are correctly recorded
  • To put in place mechanisms for effective credit monitoring and approval conditions
  • Supporting Head of Risk in Credit Review & Analysis

Risk Management and Compliance

  • Adherence to all applicable laws, internal policies & procedures and regulations

Reporting / MIS

  • To ensure preparation of timely and error free periodical monitoring reports for both credit administration and market & liquidity risk functions
  • To ensure submission of all regulatory / other reporting to the Finance / respective stakeholders on timely manner without any exception

Record Keeping

  • To maintain and archive all types of legal documents for safe keeping
  • To ensure maintenance / updation of credit files and retention of documents as per laid down procedures

Minimum qualifications:

  • Business Graduate
    Minimum experience & skills:
  • Minimum 5 years related experience in banking industry, preferably in Risk and Credit Management
  • Must possesses sound understanding of credit admin and system controls and local regulations.
  • Exposure / Knowledge of key regulations pertaining to CAD would be preferable
  • Must possess strong communication (spoken and written English) skills, problem solving skills, attention to detail and business knowledge
  • Ability to work under tight deadlines with a high degree of autonomy and initiatives
  • Must be selfdriven for ensuring timely and smooth execution of actionable deliverables

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