First Vp, Strategy and Portfolio Management, Risk

2 weeks ago


Singapore United Overseas Bank Full time
First VP, Strategy and Portfolio Management, Risk and Decision Management, Group Retail

Posting Date: 08-Feb-2023

Location:

SG

Company:
United Overseas Bank Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America.

In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed.

This means we always strive to do what is right, build for the future, work as one team and pursue long-term success.

It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department
The

Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group's business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Responsibilities:

  • Work with Business Senior Management across the regional markets for Unsecured Loans to support business decisions/growth through customer segmentation, acquisition targeting and customer profitability analysis
  • Partner with the regional RDM teams to drive key initiatives across the region covering customer lifecycle from acquisition, activation, relationship management, cross selling and retention.
  • Lead the development and deployment of the various predictive models (regression, machine learning) to support business growth in various markets, including the profitability and impact analysis of the models.
  • Lead the collaboration with various external partners across the regions in term of data and analytics for enhancing the leads generation process as well as exploring alternate data for developing Xsell and underwriting models
  • Leverage on alternate data (thirdparty data, CASA data) to enhance the underwriting capabilities through predictive models or segmentations.
  • Work closely with various stakeholders in Group and regional countries to support the Integration project for the scorecard related items.
  • Optimize underwriting of risk policies for acquisition and portfolio management activities and ensure risk/return profile is optimized and within the banks risk appetite. Come up with Test program proposals to test policies, score cutoff etc to drive portfolio growth
  • Utilize the use of scorecard in customer acquisition, portfolio management, collections and other areas of the credit cycle. Liaise with business managers, credit approval, collections and other stakeholders to share and obtain feedback on model performance and perform score cutoff studies to optimize.
  • Provide regular and adhoc credit risk/business analysis and advisory to business managers, senior management, regulators and key stakeholders.

Job Requirements

  • Undergraduate degree in a quantitative programme, such as Statistics, Mathematics, Operations Research, Finance and Economics degree with quantitative focus. MBA / post graduate degree is an added advantage
  • 12+ years of experience in credit risk management/decision science in a retail banking environment. Experience in Unsecured Lending and Machine Learning is highly desired
  • Team player who can work well with cross functional teams in UOBS and regionally, good communication skills (verbal and written) and selfmotivated. Ability to collaborate with other business partners and stakeholders to address key business challenges and opportunities
  • Self starter, flexible with a proven ability to lead teams, as well as being able to take ownership and drive projects to completion.
  • Good computing skills: SAS
  • Programming, Enterprise Guide, Enterprise Miner; SQL and database familiarity. Familiarity with Python is an added advantage.
  • Excellent communicator (verbal and written) and meticulous.
**Be a part of UOB Family

  • Singapore FIRST DEGREE GLOBAL ASSET MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesFirst Degree Global Asset Management Pte Ltd is a boutique fund manager based in Singapore. We specialise in both public and private assets. We are searching for a Senior Portfolio Manager with 10+ years experience in originating, servicing and managing private debt portfolios. The successful candidateWill be experienced with...

  • Portfolio Manager

    2 months ago


    Singapore EXODUSPOINT CAPITAL MANAGEMENT SINGAPORE, PTE. LTD. Full time

    Roles & ResponsibilitiesExodusPoint Capital, founded in 2017 by Michael Gelband and Hyung Lee, began managing investor capital in 2018. The firm employs a global multi-strategy investment approach, seeking to deliver compelling asymmetric returns by combining complementary liquid strategies managed by experienced investment professionals within a robust risk...

  • Portfolio Manager

    2 months ago


    Singapore EXODUSPOINT CAPITAL MANAGEMENT SINGAPORE, PTE. LTD. Full time

    Roles & ResponsibilitiesExodusPoint Capital, founded in 2017 by Michael Gelband and Hyung Lee, began managing investor capital in 2018. The firm employs a global multi-strategy investment approach, seeking to deliver compelling asymmetric returns by combining complementary liquid strategies managed by experienced investment professionals within a robust risk...


  • Singapore FIRST DEGREE GLOBAL ASSET MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesFirst Degree Global Asset Management Pte Ltd is a boutique fund manager based in Singapore. We specialise in both public and private assets. We are searching for a Senior Portfolio Manager with 10+ years experience in originating, servicing and managing private debt portfolios. The successful candidate Will be experienced with...

  • Portfolio Manager

    2 weeks ago


    Singapore TERNARY FUND MANAGEMENT PRIVATE LIMITED Full time

    We are recruiting for a Portfolio Manager role for a new launch this year. The new fund invests in external managers in public markets across investment strategies, trading styles, asset classes and geographies.The Portfolio Manager will take the leading role in sourcing, evaluating potential hedge fund managers, conducting strategy and market research,...


  • Singapore Eames Consulting Full time

    Our client, an established financial institution, is currently looking for a VP, Cyber Security Risk Manager to join their team.As a VP, Cyber Security Risk Manager, you will be responsible for: Working as part of the first line Cyber Security Risk team Working closely with technology and business stakeholders on Cyber Security Risk issues Performing project...

  • Portfolio Manager

    2 weeks ago


    Singapore Millennium Management, LLC Full time

    Portfolio Manager Principal Responsibilities Work with Portfolio manager to develop, implement and execute investment strategies. Manage live portfolio risk daily to ensure the portfolio operates within defined risk limits. Research new investment ideas, building investment thesis or models. Hands on trading and execution. Qualifications/Skills...

  • AVP/VP, Investment

    2 months ago


    Singapore Pure Hong Kong Full time

    Co-operating with the investment origination and execution teams the VP will: lead investment reviews to support intrinsic value test and align with risk return appetite; identify key assumptions, valuation and risk drivers, and stress-test financial models; independently form a view on the reasonability of key assumptions in financial forecasts and overall...

  • AVP/VP, Investment

    4 weeks ago


    Singapore Pure Hong Kong Full time

    Co-operating with the investment origination and execution teams the VP will: lead investment reviews to support intrinsic value test and align with risk return appetite; identify key assumptions, valuation and risk drivers, and stress-test financial models; independently form a view on the reasonability of key assumptions in financial forecasts and overall...

  • VP, Portfolio Manager

    2 weeks ago


    Singapore DBS Bank Limited Full time

    Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our...


  • Singapore GIC Investment Full time

    Location:Singapore, SGJob Function: Risk and Performance ManagementJob Type: PermanentReq ID: 14963Risk and Performance Management DepartmentThe ERP team is responsible for providing an independent and objective view of the investment risk and performance drivers of the total portfolio, across asset classes and strategies.Responsibilities:Provide quant...

  • DPM Portfolio Manager

    2 months ago


    Singapore Bank of Singapore Full time

    At Bank of Singapore, we are constantly on the lookout for exceptional individuals to join our team. We promote a culture of openness, teamwork and fairness. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. Besides attractive remuneration packages, we offer non-financial benefits and...

  • DPM Portfolio Manager

    4 weeks ago


    Singapore Bank of Singapore Full time

    At Bank of Singapore, we are constantly on the lookout for exceptional individuals to join our team. We promote a culture of openness, teamwork and fairness. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. Besides attractive remuneration packages, we offer non-financial benefits and...


  • Singapore Risk & Insurance Management Society Inc Full time

    Firm Risk Management (FRM") FRM supports Morgan Stanley (the Firm") in achieving its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of financial risks, including credit, market, liquidity, and...

  • Portfolio Manager

    2 weeks ago


    Singapore EXODUSPOINT CAPITAL MANAGEMENT SINGAPORE, PTE. LTD. Full time

    ExodusPoint Capital, founded in 2017 by Michael Gelband and Hyung Lee, began managing investor capital in 2018. The firm employs a global multi-strategy investment approach, seeking to deliver compelling asymmetric returns by combining complementary liquid strategies managed by experienced investment professionals within a robust risk framework. ExodusPoint...

  • Portfolio Manager

    2 months ago


    Singapore MILLENNIUM CAPITAL MANAGEMENT (SINGAPORE) PTE. LTD. Full time

    Roles & ResponsibilitiesPrincipal Responsibilities Work with Senior Portfolio Manager to develop, implement and execute investment strategies. Manage live portfolio risk daily to ensure the portfolio operates within defined risk limits. Research new investment ideas, building investment thesis or models. Hands on trading and...


  • Singapore United Overseas Bank Full time

    First VP, Third-Party and Outsourcing Risk Management Posting Date: 21 Jun 2024 Location: Singapore (City Area), Singapore, SG, 048624 Company: United Overseas Bank Ltd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific,...

  • Portfolio Manager

    2 weeks ago


    Singapore AT ASSET MANAGEMENT PTE. LTD. Full time

    We are seeking an experienced Fixed Income Portfolio Manager to manage portfolios focused on macroeconomic trends and fixed income securities. The Portfolio Manager will play a critical role in driving investment strategies, optimizing asset allocation, and ensuring the achievement of long-term financial goals for our clients.Key Responsibilities: Develop,...

  • AVP/VP, Investment

    4 weeks ago


    Singapore Pure Hong Kong Full time

    As an active owner investor seeking to create a better, smarter, and more sustainable world, the aim is to build a forward-looking and resilient global portfolio that delivers sustainable returns over the long term. The company seeks to deploy capital to catalyse solutions that can enable the transition to a low-carbon economy, and with a keen emphasis on...


  • Singapore RevUp Consulting Full time

    An established Global Corporate Investment Bank is seeking an experienced Risk Manager to lead and undertake credit portfolio risk analytics and risk reporting to support ongoing portfolio monitoring and identification of credit migration under stressed conditions across Asia.You will be expected to: Portfolio Risk Analytics: Adapt credit models and stress...