Credit Risk Manager
22 hours ago
Responsibilities:
- Risk Identification & Mitigation: Identify, assess, monitor, and control risks for the Group, ensuring compliance with regulations and maintaining effective controls to mitigate financial and operational risks.
- Portfolio Management: Oversee risk exposures for Real Money Funds (RMF) and Hedge Funds (HF), identifying deteriorating credits, managing exposures, and providing early warnings.
- Policy Compliance: Ensure adherence to Credit Policy, Portfolio Guidelines, and Underwriting Guidelines, approving breaches where permitted and reviewing any deviations.
- Credit Analysis: Ensure Business Credit Applications (BCAs) meet group standards, focusing on thorough risk analysis and timely submission of credit portfolio data.
- Risk Reporting: Monitor and report material risk exposures, maintain accuracy in portfolio data, and ensure effective communication with stakeholders on risk issues.
- Deterioration Management: Support relationship managers in identifying and managing at-risk accounts and collaborate with the Special Assets Group to minimize losses and maximize recoveries.
- Stress Testing: Initiate and assess stress tests, reviewing implications to ensure the Group is prepared for internal and external risk factors.
- Governance & Stakeholder Relations: Implement and oversee the Risk Management Framework and Underwriting Guidelines, ensuring cooperative relationships with regulators, auditors, and internal stakeholders.
Requirements:
- Experience: 6+ years in Credit Risk, specifically in managing Real Money Funds and Hedge Funds.
- Product Knowledge: Proficient in financial products like interest rate derivatives, commodities, FX, credit, and repos.
- Documentation Expertise: Hands-on experience with legal documentation and negotiations, including ISDA, CSA, and GMRA agreements.
Tell employers what skills you have
Product Knowledge
Interest Rate Derivatives
Credit Risk Management
Microsoft Excel
Stress
Risk Management
Underwriting
Compliance
Portfolio Management
VCS
Banking
Data Science
Hedge Funds
Stress Testing
Credit Risk
Credit Analysis
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